American Modern Property And Casualty Insurance Company in Texas

The Texas Department of Insurance confirmed 7 complaints against American Modern Property And Casualty Insurance Company on 184,087 policies of business — a complaint index of 0.57 against a Texas market average of 1.00.

Complaints against American Modern Property And Casualty Insurance Company in Texas took a median of 60 days to close.

By type of insurance in Texas

Coverage	Grade	Index	Complaints	Business written
Auto insurance	—	0.80 20% below market raw 0.00	0	18,090
Homeowners insurance	B	0.62 38% below market raw 0.41	7	165,997
All lines	B	0.57 43% below market raw 0.36	7	184,087

Why people complained

Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 6

Cust Service Claim Handling; Delays (Claims Handling) 6

Denial Of Claim 3

Refund Of Premium 2

Delays (Policyholder Service); Refund Of Premium 2

Post-Claim Underwriting 1

Denial Of Claim; Premium and Rating; Use Of Clue Reports 1

Delays (Claims Handling); Unsatisfactory Settle/Offer 1

Least complained-about insurers in Texas

Ranked on the same measure. This is a complaint record, not a recommendation — price, coverage and claim outcomes are not measured here.

A John Hancock Life Insurance Company (U.s.a.) 0.01 A Vision Service Plan Insurance Company 0.02 A Dearborn Life Insurance Company 0.00 A Cmfg Life Insurance Company 0.04 A Chubb 0.10

Where these figures come from

Texas Department of Insurance — Complaint indexes and policy counts for insurance companies (2019–2025) · retrieved 27 Aug 2026
Texas Department of Insurance — Insurance complaints: all data (2011–2026) · retrieved 27 Aug 2026

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.