D

American Family complaints

Across the state records we hold, American Family recorded 155 confirmed complaints — a complaint index of 1.32, or 1.3 times what its share of the market predicts.

Better than 28% of the 94 companies large enough to grade this period.

American Family writes through 13 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of American Family actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance B
0.88 13% below market raw 0.78
10
Health insurance D
1.20 1.2× the market rate raw 1.27
35 2,156,131
Homeowners insurance F
1.36 1.4× the market rate
105 716,434
Life & annuity
1.49 1.5× the market rate raw 50.17
5 148,326
Workers’ compensation
1.00 about market average raw 0.00
0 3
All lines D
1.32 1.3× the market rate
155

What people complain about American Family for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 61
Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 47
Delays (Claims Handling) 24
Cust Service Claim Handling; Unsatisfactory Settle/Offer 17
Denial Of Claim 13
Delays (Policyholder Service); Refund Of Premium 11
Refund Of Premium 9
Delays (Policyholder Service) 9

American Family state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
New York
0.91 9% below market raw 0.48
1
Texas D
1.33 1.3× the market rate
154 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against American Family

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.