C

Farmers complaints

Across the state records we hold, Farmers recorded 233 confirmed complaints — a complaint index of 0.76, about 24% below what its share of the market predicts.

Better than 52% of the 94 companies large enough to grade this period.

Farmers writes through 27 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of Farmers actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance B
0.77 23% below market
137
Health insurance
1.00 about market average raw 0.00
0 26
Homeowners insurance C
0.76 24% below market
96 1,246,346
Workers’ compensation
0.93 7% below market raw 0.00
0 9,928
All lines C
0.76 24% below market
233

What people complain about Farmers for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 123
Delays (Claims Handling) 89
Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 73
Delays (Claims Handling); Unsatisfactory Settle/Offer 52
Unsatisfactory Settle/Offer 45
Cust Service Claim Handling; Unsatisfactory Settle/Offer 45
Denial Of Claim 43
Non-Renewal 38

Farmers state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
New York
1.30 1.3× the market rate raw 1.86
10
Texas C
0.74 26% below market
223 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against Farmers

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.