Motorcycle insurance complaints

70 complaints against 13 motorcycle insurers, from state insurance department records. The regulator found the company at fault in 14.3% of them.

These companies are not graded — here is why

Every A–F grade on this site divides a company's complaints by how much business it writes, so a giant and a small carrier can be compared honestly. Regulators publish that denominator for auto, home, health and life cover — but not for motorcycle insurance. Ranking these companies by complaint count alone would rank them by size, which is exactly what the complaint index exists to avoid.

What the records do support is the outcome: of the complaints filed against a company, how often the department upheld them. That needs no denominator, and it is the column to read below.

70

Complaints on record

10

Found at fault

13

Companies

How often each motorcycle insurer was found at fault

Highest first. Only companies with at least 12 complaints on record appear here — below that a percentage is noise. Rates are pulled toward the motorcycle market average so a company with a dozen complaints cannot outrank one with two hundred.

# Company Complaints Found at fault Most common reason
1 Progressive Texas 27 11% 3 of 27 Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer

What motorcycle insurance complaints are actually about

Reasons as recorded by the department on every motorcycle complaint it closed.

Denial Of Claim 32
Cust Service Claim Handling; Delays (Claims Handling) 32
Delays (Claims Handling) 26
Unsatisfactory Settle/Offer 24
Delays (Claims Handling); Unsatisfactory Settle/Offer 21
Refund Of Premium 20
Premium and Rating 15
Agent Handling 15

Every company on record

Progressive 27 complaints 11% upheld
GEICO 9 complaints too few to rate
Dairyland 8 complaints too few to rate
Allstate 7 complaints too few to rate
State Farm 6 complaints too few to rate
Liberty Mutual 4 complaints too few to rate
Sentry Select Insurance Company 3 complaints too few to rate
Redpoint County Mutual Insurance Company 1 complaints too few to rate
Old American County Mutual Fire Insurance Company 1 complaints too few to rate
National General 1 complaints too few to rate
Farmers 1 complaints too few to rate
Buy-Online Insurance Solutions, Llc 1 complaints too few to rate
American Access Casualty Company 1 complaints too few to rate

Where these figures come from

Figures cover 2024–2026. Grades are rebuilt when regulators publish new files.

Had a problem with a motorcycle policy?

Complaints go to your state department of insurance, free of charge. A complaint the department upholds is exactly what appears in the figures on this page.

How to file a complaint →