C

State Farm complaints

Across the state records we hold, State Farm recorded 991 confirmed complaints — a complaint index of 0.62, about 38% below what its share of the market predicts.

Better than 58% of the 94 companies large enough to grade this period.

State Farm writes through 9 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of State Farm actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance A
0.47 53% below market
605
Health insurance
0.80 20% below market raw 0.26
1 297,712
Homeowners insurance D
1.24 1.2× the market rate
378 2,911,894
Life & annuity
1.54 1.5× the market rate raw 6.61
7 1,575,223
Workers’ compensation
0.94 6% below market raw 0.00
0 9,093
All lines C
0.62 38% below market
991

What people complain about State Farm for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 547
Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 367
Delays (Claims Handling) 276
Unsatisfactory Settle/Offer 215
Delays (Claims Handling); Unsatisfactory Settle/Offer 166
Cust Service Claim Handling; Unsatisfactory Settle/Offer 146
Denial Of Claim 123
Refund Of Premium 66

State Farm state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
New York C
0.96 about market average
165
Texas C
0.58 42% below market
826 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against State Farm

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.