Gainsco in Texas

The Texas Department of Insurance confirmed 20 complaints against Gainsco on 73,890 policies of business — a complaint index of 1.50 against a Texas market average of 1.00.

Complaints against Gainsco in Texas took a median of 84 days to close.

By type of insurance in Texas

Coverage	Grade	Index	Complaints	Business written
Auto insurance	D	1.50 1.5× the market rate raw 1.99	20	73,890
All lines	D	1.50 1.5× the market rate raw 1.99	20	73,890

Why people complained

Delays (Claims Handling) 33

Cust Service Claim Handling; Delays (Claims Handling) 28

Denial Of Claim 9

Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 7

Delays (Claims Handling); Unsatisfactory Settle/Offer 6

Unsatisfactory Settle/Offer 4

Refund Of Premium 4

Cust Service Claim Handling; Unsatisfactory Settle/Offer 4

Least complained-about insurers in Texas

Ranked on the same measure. This is a complaint record, not a recommendation — price, coverage and claim outcomes are not measured here.

A John Hancock Life Insurance Company (U.s.a.) 0.01 A Vision Service Plan Insurance Company 0.02 A Dearborn Life Insurance Company 0.00 A Cmfg Life Insurance Company 0.04 A Chubb 0.10

Where these figures come from

Texas Department of Insurance — Complaint indexes and policy counts for insurance companies (2019–2025) · retrieved 27 Aug 2026
Texas Department of Insurance — Insurance complaints: all data (2011–2026) · retrieved 27 Aug 2026

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.