American Mercury Lloyd's Insurance Company in Texas

The Texas Department of Insurance confirmed 21 complaints against American Mercury Lloyd's Insurance Company on 160,585 policies of business — a complaint index of 1.16 against a Texas market average of 1.00.

Complaints against American Mercury Lloyd's Insurance Company in Texas took a median of 76 days to close.

By type of insurance in Texas

Coverage	Grade	Index	Complaints	Business written
Homeowners insurance	D	1.16 1.2× the market rate raw 1.26	21	160,585
All lines	D	1.16 1.2× the market rate raw 1.26	21	160,585

Why people complained

Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 11

Cust Service Claim Handling; Delays (Claims Handling) 6

Delays (Claims Handling); Unsatisfactory Settle/Offer 2

Delays (Claims Handling) 2

Cust Service Claim Handling; Unsatisfactory Settle/Offer 2

Unsatisfactory Settle/Offer 1

Premium and Rating; Use Of Clue Reports 1

Premium and Rating; Refund Of Premium 1

Least complained-about insurers in Texas

Ranked on the same measure. This is a complaint record, not a recommendation — price, coverage and claim outcomes are not measured here.

A John Hancock Life Insurance Company (U.s.a.) 0.01 A Vision Service Plan Insurance Company 0.02 A Dearborn Life Insurance Company 0.00 A Cmfg Life Insurance Company 0.04 A Chubb 0.10

Where these figures come from

Texas Department of Insurance — Complaint indexes and policy counts for insurance companies (2019–2025) · retrieved 27 Aug 2026
Texas Department of Insurance — Insurance complaints: all data (2011–2026) · retrieved 27 Aug 2026

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.