F

Loya Insurance Company complaints

Across the state records we hold, Loya Insurance Company recorded 326 confirmed complaints against 342,820 policies in force — a complaint index of 5.94, or 5.9 times what its share of the market predicts.

Better than 4% of the 94 companies large enough to grade this period.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance F
5.94 5.9× the market rate raw 7.00
326 342,820
All lines F
5.94 5.9× the market rate raw 7.00
326 342,820

What people complain about Loya Insurance Company for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 252
Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 210
Delays (Claims Handling) 113
Delays (Claims Handling); Unsatisfactory Settle/Offer 51
Cust Service Claim Handling; Unsatisfactory Settle/Offer 43
Unsatisfactory Settle/Offer 40
Denial Of Claim 23
Cust Service Claim Handling 17

Loya Insurance Company state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
Texas F
5.94 5.9× the market rate raw 7.00
326 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against Loya Insurance Company

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.