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John Hancock Life Insurance Company (U.s.a.) complaints

Across the state records we hold, John Hancock Life Insurance Company (U.s.a.) recorded 19 confirmed complaints against 884,972,303 policies in force — a complaint index of 0.01, about 99% below what its share of the market predicts.

Better than 100% of the 94 companies large enough to grade this period.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Health insurance A
0.01 99% below market
16 141,855,972
Life & annuity
0.03 97% below market
3 743,116,331
All lines A
0.01 99% below market
19 884,972,303

What people complain about John Hancock Life Insurance Company (U.s.a.) for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 8
Delays (Policyholder Service) 5
Delays (Claims Handling) 4
Cancellation 2
Refund Of Premium 1
Misrepresentation 1
Excessive Rates; Misrepresentation; Premium and Rating 1
Denial Of Claim; Unsatisfactory Settle/Offer 1

John Hancock Life Insurance Company (U.s.a.) state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
Texas A
0.01 99% below market
19 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against John Hancock Life Insurance Company (U.s.a.)

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.