D

Globe Life complaints

Across the state records we hold, Globe Life recorded 29 confirmed complaints against 3,282,245 policies in force — a complaint index of 1.51, or 1.5 times what its share of the market predicts.

Better than 22% of the 94 companies large enough to grade this period.

Globe Life writes through 4 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of Globe Life actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Health insurance D
0.66 34% below market raw 0.42
6 1,122,994
Life & annuity
2.88 2.9× the market rate raw 15.85
23 2,159,251
All lines D
1.51 1.5× the market rate raw 1.84
29 3,282,245

What people complain about Globe Life for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Delays (Policyholder Service) 14
Refund Of Premium 12
Cust Service Claim Handling; Delays (Claims Handling) 10
Cash Value; Delays (Policyholder Service) 10
Cust Srvc Policy Holder Srvcs; Delays (Policyholder Service) 5
Delays (Policyholder Service); Refund Of Premium 4
Delays (Claims Handling) 4
Cust Srvc Policy Holder Srvcs; Refund Of Premium 4

Globe Life state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
Texas D
1.51 1.5× the market rate raw 1.84
29 Delays (Policyholder Service)

How to file a complaint against Globe Life

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.