C

Amica complaints

Across the state records we hold, Amica recorded 23 confirmed complaints — a complaint index of 0.87, about 13% below what its share of the market predicts.

Better than 46% of the 94 companies large enough to grade this period.

Amica writes through 5 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of Amica actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance B
0.89 11% below market raw 0.83
15
Homeowners insurance
0.75 25% below market raw 0.50
5 96,031
Life & annuity
1.29 1.3× the market rate raw 34.03
3 131,190
All lines C
0.87 13% below market
23

What people complain about Amica for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Cust Service Claim Handling; Delays (Claims Handling) 16
Cust Service Claim Handling; Delays (Claims Handling); Unsatisfactory Settle/Offer 11
Unsatisfactory Settle/Offer 7
Delays (Claims Handling) 7
Premium and Rating 6
Delays (Claims Handling); Unsatisfactory Settle/Offer 6
Delays (Policyholder Service) 5
Denial Of Claim 4

Amica state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
New York
1.02 about market average
6
Texas C
0.83 17% below market raw 0.76
17 Cust Service Claim Handling; Delays (Claims Handling)

How to file a complaint against Amica

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.