F

AIG complaints

Across the state records we hold, AIG recorded 52 confirmed complaints — a complaint index of 1.73, or 1.7 times what its share of the market predicts.

Better than 15% of the 94 companies large enough to grade this period.

AIG writes through 11 separate licensed companies. Regulators file complaints against each one individually; the figures here combine them, because that is what a customer of AIG actually experiences. Every entity is listed at the bottom of this page.

By type of insurance

Coverage Grade Complaint index Complaints Business written
Auto insurance
1.60 1.6× the market rate raw 3.17
12
Health insurance C
0.50 51% below market raw 0.25
5 1,589,462
Homeowners insurance
1.00 about market average
1 9,318
Life & annuity
3.61 3.6× the market rate raw 35.95
29 1,200,511
Workers’ compensation
1.49 1.5× the market rate raw 128.51
5 524
All lines F
1.73 1.7× the market rate raw 2.01
52

What people complain about AIG for

Reasons as recorded by the regulator on complaints it confirmed. A complaint is "confirmed" when the department found the company was at fault — not merely that someone was unhappy.

Delays (Claims Handling) 51
Cust Service Claim Handling; Delays (Claims Handling) 45
Delays (Policyholder Service) 27
Cash Value; Delays (Policyholder Service) 15
Delays (Claims Handling); Unsatisfactory Settle/Offer 12
Refund Of Premium 10
Denial Of Claim 10
Unsatisfactory Settle/Offer 7

AIG state by state

Insurance is regulated state by state, and a company's record can differ sharply between them. Each grade below is relative to that state's own market.

State Grade Complaint index Complaints Most common reason
New York
1.22 1.2× the market rate raw 2.68
4
Texas F
1.69 1.7× the market rate raw 1.97
48 Delays (Claims Handling)

How to file a complaint against AIG

Complaints are filed with your state department of insurance, not with us and not with the company. It is free, it is handled by a regulator with authority over the insurer's licence, and a complaint the department confirms is exactly what produces the numbers on this page next year.

Find your state's complaint form →

Licensed companies included in these figures

Published so the grouping can be checked. NAIC codes are the identifiers regulators use, and are the basis on which these entities were matched.

Where these figures come from

Figures cover 2023–2025. Grades are rebuilt when regulators publish new files.